Terms and conditions, Disclaimers and Refund Policy

TERMS AND CONDITIONS

1. ACCEPTANCE OF THE TERMS AND CONDITIONS:

The Terms and Conditions (hereafter referred to as "Terms") established herein are of paramount significance and apply to all users, visitors, and potential customers (hereinafter referred to as "Users") of the website located at https://www.liveinbeing.com, colloquially known as "the Website". The Company has laid down these terms to ensure clarity, transparency, and fairness in all its dealings with Users.

Understanding & Agreement:

Upon accessing, navigating, or engaging in any form of interaction or transaction on the Website, Users implicitly affirm that they have taken the time to read, comprehend, and concur with these Terms in their entirety. This understanding extends to the recognition that any engagement with the Website is considered an implicit acceptance of these Terms.

Periodic Revisions:

It is crucial for Users to be aware that these Terms may undergo periodic revisions. The Company reserves the right to amend, modify, or update the Terms at its discretion to reflect changes in the law, new business practices, or for any other reason. All such updates or modifications will be duly reflected on this page, and while the Company may strive to inform Users of significant changes, it remains the Users' responsibility to frequently review the Terms to ensure they are up-to-date with any modifications.

Binding Nature:

If, for any reason, a User disagrees with any section or the entirety of these Terms, they should refrain from using or accessing the Website. Continued use after reading these Terms, or after any updates have been made to the Terms, is considered an explicit agreement to be bound by them.

2. OFFICIAL COMPANY IDENTIFICATION:

The Website is the exclusive property of, and is operated by, Marketta Voutilainen. For the purposes of clarity and official recognition within these Terms, Marketta Voutilainen's business entity will be referred to as "the Company."

Registration & Legality:

The Company is officially registered and operates within the jurisdictional boundaries of Finland, Europe. As such, the Company is subject to the business regulations, taxation policies, and legal obligations mandated by Finnish law, and any disputes or legal matters concerning the Company's operations will be addressed in accordance with Finnish legal standards and practices.

Transparency & Authenticity:

The Company believes in transparent business operations. As part of its commitment to

authenticity and open communication, the Company provides necessary details about its business registration, its main place of operation, and other pertinent official information upon reasonable request. Users can rest assured that the business they are engaging with is legitimate and operates with the utmost integrity.

Scope & Activities:

While the Company is based in Finland, its business model is not geographically restricted. The Company has extended its reach on a global scale, leveraging online platforms to offer a wide array of products and services. This means that while the Company's primary operations and decision-making centers are in Finland, its user base, partnerships, and influence span internationally.

Contact & Communication:

For any clarifications, grievances, or suggestions related to the Company's operation, Users can reach out through the designated contact channels provided on the Website. The Company ensures a prompt and courteous response to legitimate inquiries, affirming its commitment to fostering a seamless and positive user experience.

3. BUSINESS LOCATION & OPERATION SCOPE:

Registered Office and Principal Place of Business:

The Company, formally known under the proprietorship of Marketta Voutilainen, has its principal place of business located in Finland, Europe. This establishment not only serves as the operational hub for the business but also stands as the official registered office. All legal correspondence, official communications, and return shipments, unless otherwise specified, are to be directed to this primary business location.

Global Outreach:

While the Company's roots and foundational activities are grounded in Finland, the digital nature of its services and the globalized nature of its sales platform enable it to transcend geographical boundaries.

Legal Jurisdiction:

It is important to note that any disputes, concerns, or legal matters pertaining to the Company's operations, irrespective of the geographical location of the User, will be primarily governed by Finnish law. By engaging with the Company or using its platform, Users implicitly agree that any legal proceedings will be conducted in Finland, subject to its jurisdiction, unless international law dictates otherwise.

Commitment to Global Standards:

While operating internationally, the Company remains steadfast in its commitment to upholding global standards of trade, e-commerce regulations, and ethical business practices. This ensures that no matter where a User interacts with the Company, they can expect consistency in quality, service, and professional conduct.

4. PRODUCT DESCRIPTION AND SCOPE:

Detailed Offerings:

The Company prides itself on offering a curated selection of products, chiefly centered around online coaching and online courses. Each product, whether physical or digital, is designed or chosen with utmost care, reflecting the Company's dedication to quality and customer satisfaction.

Online Coaching:

Our online coaching programs transcend physical boundaries, offering immersive experiences in spirituality and nondual awareness. With a focus on mindset cultivation, manifestation techniques, and spiritual growth, each session is meticulously curated to inform, inspire, and empower our clients to enact profound transformations in their lives.

Online Courses:

Beyond the tangible, the Company delves into the world of knowledge dissemination through its online courses. These meticulously designed courses offer enriching experiences in areas such as mindset cultivation, manifestation techniques, the art of painting, and nondual spirituality. Each module is crafted with the intent to not just inform but also to inspire and instigate positive change in the lives of its subscribers.

Authenticity & Representation:

All products, both physical and digital, are represented on the Website with as much accuracy as possible. High-definition images, detailed descriptions, and user reviews, where available, provide a comprehensive understanding of what to expect. However, Users are reminded that there might be slight variations in colors or details due to screen calibrations or subjective interpretations.

Safety and Usage Guidelines:

For courses involving materials like painting, users must understand and adhere to safety guidelines for their own safety. Users are solely responsible for their personal safety, including following manufacturer instructions, using protective gear, and working in well-ventilated areas. The company does not assume responsibility for the safe use of materials. By enrolling, users acknowledge their responsibility and agree to abide by the guidelines provided.

Feedback & Continuous Improvement:

The Company values the input of its Users. We welcome feedback, comments, and suggestions through various channels, including email and customer support. Your insights are invaluable to us and help guide our efforts toward continuous improvement.

5. ONLINE COACHING OFFERINGS:

Our online coaching services cover mindset development, artistic expression, spirituality, and personal growth.

Flexible Platforms:

Sessions are typically conducted via Zoom but may vary based on preference and availability.

6. ONLINE COURSE OFFERINGS:

The Company's digital knowledge vault is accessible through its array of online courses. These courses span various subjects, tapping into areas of mindset development, artistic expression, spirituality and personal growth.

Diverse Learning Platforms:

Courses may be hosted on various platforms, ensuring optimal user experience, smooth video streaming, and interactive content delivery. Each platform is chosen based on its reliability, user-friendliness, and capacity to support the multimedia content of the courses.

Interactive Components:

Beyond just video lectures, courses may include quizzes, assignments, peer interactions, and even live sessions.

7. COURSE CONTENT AND COACHING CONTENT DISCLAIMER:

The content shared in our online courses and coaching reflects our commitment to sharing valuable insights and fostering personal growth. While crafted with dedication and care, it's important for Users to understand the intent and limitations of this content.

Educational Purpose:

All courses and coaching services are designed purely for educational and informational purposes. They serve to enhance the knowledge base of the users and should not be construed as absolute or final authority on any subject.

Varied Outcomes:

While many users may find success or positive outcomes from applying the knowledge they gain, outcomes can vary based on individual interpretation, application, and external factors. The Company does not guarantee specific results from any course or coaching.

8. NO PROFESSIONAL OR THERAPEUTIC CLAIMS:

Courses and coaching, especially those touching upon mindset and manifestation and spirituality, are crafted with care and good intent. However, they are not substitutes for professional guidance.

Nature of Content:

The content, even if it delves deep into subjects like personal well-being or mindset transformation, is general in nature. It does not address individual-specific challenges or complexities.

Seek Professional Help:

If a User feels the need for personalized guidance, especially in areas of mental health or personal challenges, they should seek professionals or licensed practitioners in the respective fields.

9. SAFE USE OF PAINTING MATERIALS:

The Company's painting courses often involve recommendations or demonstrations using various painting materials and techniques.

Safety First:

Every effort is made to ensure that the materials and techniques showcased are safe for general use. However, the onus of ensuring safety in a personal setting lies with the user.

Proper Usage:

Users should always follow guidelines provided within the course and adhere to safety instructions on product labels. This includes using materials in well-ventilated areas, wearing appropriate attire, and keeping materials out of reach of children.

Inherent Risks:

Like all artistic endeavors, painting comes with inherent risks, such as staining or potential allergic reactions to certain materials. Users should exercise caution to avoid skin contact with paints and other materials whenever possible. Additionally, users should be prepared for possible spills or mishaps during the creative process.

10. COURSE ACCESS DURATION:

The Company's online courses are a fountain of knowledge, and while we aim to provide extended access, there are certain parameters to understand.

Defined Access Period:

Upon purchasing a course, users will be granted access to the course content for a specific duration, typically mentioned on the course description page. This duration is ample for users to consume, revisit, and internalize the content.

Extensions & Renewals:

In certain cases, if a user needs additional time, options for extension or renewal might be available. This can be done at discounted rates or under special conditions, ensuring continued learning without significant extra costs.

11. LIMITATION ON LIFETIME ACCESS:

While the term "lifetime access" is frequently used in digital offerings, it's vital to comprehend its boundaries within the Company's context.

Definition of Lifetime:

In the realm of our offerings, "lifetime" does not pertain to the life duration of the user. Instead, it denotes the lifespan of the course or product on our platform. This implies that as long as the course or product is active and available, the user will have access.

Platform Changes:

Technological advancements or changes in digital infrastructure might necessitate platform migrations or upgrades. In such cases, the Company will make every feasible effort to ensure that users retain access to their purchased content. However, there might be instances where, due to technical constraints, providing continued access becomes challenging.

Content Revisions:

The dynamic nature of knowledge means that courses might undergo revisions, updates, or even replacements. In such scenarios, users with "lifetime access" will typically be granted access to the updated content without additional costs. Still, this is at the Company's discretion and based on the nature of the changes.

Communication is Key:

If ever there's a need to limit or conclude lifetime access due to any of the reasons mentioned above or others, the Company is committed to providing ample notice and communication to affected users. This ensures transparency and gives users an opportunity to make necessary arrangements.

Last Updated on August 14, 2023

DISCLAIMERS

At Marketta Voutilainen, our foremost commitment is to consistently deliver unparalleled products and educational services to our cherished clientele. As we endeavour to be transparent and clear about our offerings, it is of paramount importance to articulate a set of disclaimers. By doing so, we aim to delineate the parameters of our services, manage expectations, mitigate misconceptions, and protect the brand, our associates, and stakeholders from any unjustifiable assertions or claims.

1. GENERAL INFORMATION PURPOSES

All content, be it on the Marketta Voutilainen website, within our varied courses, or accompanying the diverse array of our products, serves as broad informational resources. Though every effort is made to ensure the authenticity and comprehensiveness of this information, it is important for users to understand its generalized nature. Relying exclusively on the information provided, without additional verification or consultation, may not always yield the desired results or insights.

2. EXCLUSION OF PROFESSIONAL RECOMMENDATIONS

The vast spectrum of information, particularly within our courses and coaching centered on topics like mindset, manifestation, spirituality, and painting, does not purport to replace or replicate professional guidance. We urge our users to approach this content with the understanding that it does not equate to professional counseling, therapeutic guidance, or specialized advisory in any domain.

Mindset, Spirituality and Manifestation: While we delve deep into the realms of personal development and transformative thinking, our insights are holistic in nature. They are not meant to cater to specific personal challenges or intricate life scenarios, but rather provide a broad understanding.

Artistic Endeavours in Painting: Our painting tutorials offer overarching perspectives into art techniques, styles, and methodologies. As art is a deeply personal journey, each artist’s experience, execution, and end result might differ, hinging on their unique interpretation, skill set, and approach.

3. EXTERNAL WEB LINKS AND CONTENT FROM THIRD PARTIES

In our quest to provide a comprehensive experience, the Marketta Voutilainen platforms may incorporate links directing to third-party websites or showcase resources from external entities. It's crucial to note that these are included for the user's benefit and ease of reference. Their presence does not translate to an endorsement by Marketta Voutilainen. Furthermore, our jurisdiction does not extend to these third-party domains; thus, we cannot vouch for their content's reliability, the precision of the information presented, or the confidentiality measures they adopt.

4. EMPHASIS ON PERSONAL ACCOUNTABILITY

Our courses and coaching, designed with great care, serve as guiding lights, providing users with knowledge and insights. However, the responsibility of translating this knowledge into action and making informed decisions squarely rests on the user:

Implementation of Knowledge: The manner in which users assimilate and then manifest the knowledge gained from our courses and coaching into actionable steps is intrinsically their choice. Marketta Voutilainen does not bear responsibility for the consequences, positive or negative, arising from such actions.

Safeguarding during Artistic Activities: Our guidelines on painting and artistic practices emphasize safety and best practices. Yet, the onus remains on the users to ensure their safety, particularly when handling painting materials. This includes taking preventive measures to avoid damage to clothing, equipment, or surroundings.

5. LIMITATIONS ON CLAIMS

At Marketta Voutilainen, our offerings, encompassing content, products, and services, are greatly curated to meet high standards. However, it's paramount to understand that they do not come with any expressed or implied warranties or guarantees. While we might, on occasion, cite potential benefits, outcomes, or illustrative results, they should be perceived as indicative and not absolute guarantees. Clients and users should always approach our offerings with a discerning mindset, recognizing that individual experiences and results may vary.

6. EXCLUSION OF THERAPEUTIC ASSERTIONS

While Marketta Voutilainen is proud of its courses and coaching, particularly those delving into the domains of mindset, spirituality and manifestation, we stress that they are informational and transformative by design and not therapeutic in nature. As such, we do not, in any capacity, claim to diagnose, offer remedies for, mitigate, or avert any psychological, emotional, or medical conditions. Our users should be cognizant that these courses and coaching are designed to enhance understanding and self-awareness, and under no circumstance should they be perceived as alternatives or replacements for professional medical or psychological interventions.

7. INTELLECTUAL PROPERTY SAFEGUARDS

All content emanating from Marketta Voutilainen, be it textual, graphical, encompassing logos, or specific course materials, is the embodiment of our intellectual labor and is shielded under prevailing copyright laws. This content is the exclusive property of Marketta Voutilainen. Any unauthorized replication, distribution, or use of this content without obtaining explicit prior permission is strictly forbidden and could result in legal actions. Our intellectual property is the cornerstone of our brand, and we urge all users and associates to treat it with the respect and diligence it merits.

8. TECHNICAL DISRUPTIONS AND PLATFORM CONSISTENCY

At Marketta Voutilainen, we are committed to providing a seamless and consistent digital experience. However, given the unpredictable nature of technology, there might be sporadic technical issues or downtimes. We continuously strive to address and rectify these glitches promptly. However, Marketta Voutilainen cannot be held accountable for any interruptions, potential data losses, or any inconvenience that may arise due to such unforeseen events. We recommend users to consistently backup critical data and remain patient during such disruptions.

9. CIRCUMSCRIPTION OF LIABILITY

Under no circumstance shall Marketta Voutilainen, its partners, affiliates, or service providers be accountable for any indirect, consequential, illustrative, or incidental damages that may arise. This includes, but is not limited to, damages resulting in loss of business opportunities, goodwill, or profits. This limitation stands even if Marketta Voutilainen has been previously informed about the potential for such damages, emphasizing the inherent risks of digital transactions and engagements.

10. COURSE CONTENT EVOLUTION

At Marketta Voutilainen, we prioritize continuous learning and improvement. Our courses undergo regular reviews and updates to maintain relevance and applicability. While we strive for immediate responsiveness, please note that updates to course content are at our discretion. We appreciate your understanding and remain committed to excellence.

11. SUBJECTIVITY OF REVIEWS AND TESTIMONIALS

The reviews and testimonials displayed across Marketta Voutilainen platforms encapsulate individual experiences. It's crucial to understand that these testimonials reflect personal journeys and do not promise or guarantee similar outcomes for every user. While they offer insights into potential benefits and experiences, they should predominantly be interpreted as personal accounts, each marked by its unique context and background.

12. UNIVERSALITY OF DISCLAIMERS

The disclaimers articulated herein apply unequivocally, irrespective of the nature of action, be it contractual, tortious, or any other potential claim. If, for any reason, a part of these disclaimers is deemed unenforceable or invalid, it will not affect the validity and enforceability of the remaining provisions, which shall remain intact and in full effect.

13. PERIODIC REVISION AND UPDATES

Marketta Voutilainen holds the prerogative to periodically review, modify, and update these disclaimers to ensure they mirror our operational realities and the dynamic digital landscape. We ardently advise our users to revisit this section regularly to remain abreast of any changes, thus ensuring their engagements with us are always informed.

14. ADDRESSING QUERIES PERTAINING TO DISCLAIMERS

At Marketta Voutilainen, transparency and open communication form the bedrock of our operations. If there are any concerns, queries, or clarifications regarding our disclaimers, we encourage patrons to promptly connect with our dedicated customer support team. We are

always here to elucidate, enlighten, and ensure that our clients navigate our platforms with absolute clarity and confidence.

Last Updated on August 14, 2023

REFUND POLICY

At (https://www.liveinveing.com) Marketta Voutilainen, our commitment is first and foremost to our customers. We value the trust you place in us when purchasing our products or enrolling in our courses or coaching. As such, we strive to provide transparency, fairness, and clarity in our refund policies. The following details our refund policy, guiding you through the various conditions and processes involved.

1. OVERVIEW

A refund is essentially a reimbursement of the purchase price of a product or service. We believe that a clear refund policy not only helps protect our customers but also solidifies the trust between us.

2. ONLINE COACHING

Online Coaching Policies:

Booking and Rescheduling:

Reserved coaching times can be rescheduled with at least 24 hours' notice, subject to availability.

Changes to reserved times must be requested directly through our scheduling system or via email.

Refunds and Cancellations:

All coaching sessions are non-refundable.

Sessions that are not cancelled at least 24 hours in advance will be considered used and cannot be rescheduled or refunded.

Late Arrivals:

Clients are responsible for joining coaching sessions on time. Late arrivals will not result in extended session times.

Technical Issues:

In the event of technical difficulties preventing the completion of a coaching session, we will make reasonable efforts to reschedule the session at a mutually convenient time.

Confidentiality:

All coaching sessions and client information will be treated with the utmost confidentiality.

Code of Conduct:

Clients are expected to engage in coaching sessions with respect, honesty, and open-mindedness.

Any behavior deemed inappropriate or disruptive may result in the termination of coaching services.

Feedback and Communication:

We welcome feedback from clients to continually improve our coaching services.

Clients are encouraged to communicate openly and honestly about their coaching experience and goals.

Please review these policies carefully before booking your coaching sessions. By proceeding with booking, you acknowledge that you have read, understood, and agreed to abide by these terms and conditions.

3. DIGITAL PRODUCTS AND ONLINE COURSES

Digital products pose unique challenges for refunds due to their intangible nature, but we believe in the quality of our content and its ability to provide value:

Refund Window:

Refunds for digital products and online courses can be requested within 14 days of purchase. Post this period, refunds may not be processed.

Content Consumption:

If more than 50% of the course content has been accessed or downloaded, it may render the purchase ineligible for a refund. This is to protect our intellectual property and to prevent misuse.

Technical Issues:

If you're experiencing technical issues accessing or using the course, please contact our support team. If the issue can't be resolved, a refund might be offered.

No Refunds for Change of Mind:

Once you have accessed the digital content or begun the course, we cannot process refunds simply for change of mind.

4. CONDITIONS FOR REFUND ELIGIBILITY

Certain conditions might be required to process a refund:

Original Payment Method:

Refunds will be processed to the original payment method. If that's not possible, alternative arrangements can be made.

Communication:

All refund requests should be accompanied by a clear reason for the request. This helps us understand your concerns and improve our offerings.

Processing Time:

Refunds typically take 5-10 business days to process, depending on the payment method and banking institution.

5. EXCEPTIONS

There may be exceptions to our refund policy based on specific promotional offers or partnerships. These exceptions will be clearly stated during the purchase process.

6. RESPONSIBILITIES OF THE CONSUMER

Clear Understanding:

Before making a purchase, customers should thoroughly read the product description and understand what they are buying.

Contacting Support:

If you have issues or concerns, please reach out to our support team before initiating a refund request. We're here to help!

7. MODIFICATIONS TO THE REFUND POLICY

We reserve the right to modify this refund policy at any given time. Any changes made will be communicated to our customers and will only apply to purchases made after the policy update.

8. CONCLUSION

Our refund policy is structured to ensure fairness and transparency. We understand that every situation is unique, and we always strive to address issues with understanding and empathy. However, it's essential to strike a balance between offering flexibility and maintaining the sustainability of our business.

For any further questions or clarifications about our refund policy, please reach out to our customer support team. We're here to ensure that your experience with us is smooth, satisfying, and rewarding.

Last Updated August 14, 2023